Pet Insurance NZ

Are you looking for a way to make sure your furry best friend is taken care of? can help! We’re here to provide Kiwis with the information they need to make an informed decision when it comes to pet insurance in NZ. Whether you’ve got a pup, kitty or other small animal companion, we want to make sure that your beloved pets are covered if something were to happen. Our mission is simple: To help New Zealanders take better care of their fur-babies and give them peace of mind knowing that they have access to quality pet insurance coverage.

We understand how important our four-legged furry friends are – they bring so much joy into our lives and deserve the very best. That’s why we created this website – so you can find all the info you need about pet insurance in one place. From general tips on choosing the right policy for your needs, to comprehensive reviews of different providers, we’ve got it all. Plus, we also offer exclusive discounts from time to time, making it easier than ever before for Kiwis to get great value out of their purchase.

At, we believe everyone should be able to afford top-notch protection for their pets. With us by your side, taking care of your beloved animals will be simpler and more cost effective than ever before. So don’t wait any longer – explore our site today and discover what pet insurance options are available in NZ now!

Comparing Pet Insurance In NZ

At Pet Insurance NZ, we know that comparing pet insurance can be tricky. That’s why we’ve created this one-stop shop to help Kiwis make an informed choice about the right insurer for their furry family members. We provide unbiased advice and up-to-date information on all the leading pet insurers in New Zealand, including South Cross Pet Insurance. Whether you’re looking for a comprehensive cover plan or just need some basic coverage, our team will work with you to find the perfect policy. With PetInsuranceNZ, it’s easy to compare different plans side by side so you can select the most suitable option for your needs and budget. So don’t wait any longer – start your pet insurance comparison today! Next step: Find out more about SPCA Pet Insurance NZ.

NZ Pet Insurance Comparison – The Top 9 Providers

Pet insurance is becoming increasingly popular amongst pet owners in New Zealand. As beloved members of the family, pets are often considered an integral part of our lives, and it is only natural that we want the best for them. However, with so many pet insurance providers available in New Zealand, it can be overwhelming to choose the right one.

That’s where ‘NZ Pet Insurance Comparison’ comes in – this article aims to provide objective and analytical information about the nine best pet insurance providers in New Zealand.

By comparing different pet insurance providers, readers will be able to make informed decisions about which provider suits their needs and budget best. The article outlines the features of each provider and compares their prices, coverage options, waiting periods, exclusions, and reimbursement policies.

By doing so, readers will have a comprehensive understanding of what each provider offers and can decide which provider aligns with their values and priorities when it comes to insuring their furry friends.

With ‘NZ Pet Insurance Comparison,’ readers can feel confident that they are making an informed decision that is most suitable for themselves and their pets’ needs.

Southern Cross Pet Insurance

Southern Cross Pet Insurance offers comprehensive and accident-only pet insurance plans with coverage for inherited conditions, discounts for multiple pets, and free health cover for puppies and kittens, making it a great value option for pet owners who want to insure and protect their furry friends.

As a trusted partner of the New Zealand Veterinary Association and supporter of Pet Refuge, Southern Cross Pet Insurance is committed to promoting the wellbeing of all animals in New Zealand.

Their comprehensive pet insurance plans start from $0.56 per day and offer coverage for veterinary treatment, medication, surgery, hospitalization, dental care, alternative therapies such as acupuncture or physiotherapy, emergency boarding fees if you’re hospitalized yourself and need someone to look after your pet. Inherited conditions such as hip dysplasia or diabetes are also covered by their policies. Additionally, they offer discounts for multiple pets and claim up to $2,000 worth of vet tests and treatment with free pet health cover.

Product Specs:

  • Two types of plans: PetCare (comprehensive) and AcciPet (accident-only)
  • Coverage includes veterinary treatment, medication,surgery,hospitalization,dental care,and alternative therapies
  • Coverage for inherited conditions such as hip dysplasia or diabetes
  • Discounts available for multiple pets


  • Comprehensive coverage at an affordable price
  • Discounts available
  • Free health cover for puppies & kittens


  • Limited range of plan options compared to other providers
  • Only covers accidents in accident-only plan

SPCA Pet Insurance

The SPCA Pet Insurance offers lifetime coverage for cats and dogs in New Zealand, making it an ideal option for pet owners who want to ensure their furry companions are protected throughout their entire lives. With three levels of coverage available, pet owners can choose the plan that best fits their budget and their pet’s needs. The insurance covers up to 90% of eligible vet bills, with a multi-pet discount of 10% offered for insuring more than one pet.

The SPCA Pet Insurance is committed to supporting pets and their communities, as well as helping distressed animals all over New Zealand. As an official partner of the Royal New Zealand Society for the Prevention of Cruelty to Animals (SPCA), the company supports the organization’s work while offering a range of articles and guides for pet owners.

The quick quote process makes it easy for customers to get started, while claims can be submitted online or by phone.

Product Specs:

  • Offers lifetime coverage for cats and dogs
  • Three levels of coverage available
  • Covers up to 90% of eligible vet bills
  • Multi-pet discount of 10%
  • Has limits, sub-limits, and annual condition limits that may apply


  • Lifetime coverage provided
  • Multi-pet discount available
  • Supports the SPCA’s work
  • Quick quote process available
  • Claims can be submitted online or by phone


  • Excludes pre-existing conditions
  • May have limits, sub-limits, and annual condition limits that apply


With over 40 years of industry experience, Petcover is a market-leading choice for pet owners in New Zealand and worldwide. They offer mid-range and safety-net policies for both dogs and cats, as well as horse insurance, with cover levels that suit every budget. Petcover understands the importance of pets to their owners and provides outstanding service to help them recover from illness or injury quickly.

Petcover’s policies have short waiting periods for illness and injury, which means that pet owners can get their furry friends the medical attention they need without delay. The company offers up to $20,000 vet fees for dog insurance and up to $15,000 vet fees for cat insurance. Horse insurance also includes up to $10,000 vet fees.

In addition to providing excellent coverage options, Petcover has a quick and easy claims process that customers can manage online.

Overall, Petcover offers several benefits that make it an attractive option for pet owners looking for insurance coverage:


  • Offers mid-range and safety-net policies with cover levels that suit every budget
  • Has short waiting periods for illness and injury
  • Provides outstanding service to help pets recover quickly
  • Offers up to $20,000 vet fees for dog insurance and up to $15,000 vet fees for cat insurance
  • Has a quick and easy claims process that customers can manage online


  • No cons identified

AA Pet Insurance

AA Pet Insurance provides coverage for dogs and cats in New Zealand with the flexibility to adjust insurance plans according to pet owners’ needs. The company offers a 5% discount for AA Members on new policies, making it an attractive option for those who are part of the AA community.

Furthermore, AA Pet Insurance covers up to 80% of eligible vet bills for sick or injured pets, giving pet owners peace of mind that their furry friends will receive the necessary medical attention without breaking the bank. The insurer also allows pet owners to choose their benefit limit and excess, which means they can tailor their plan based on their budget and specific requirements.

Additionally, there is no upper age limit for pets once insured with AA Pet Insurance, which distinguishes it from other providers that may have such restrictions.

Product specs:

  • Coverage for dogs and cats
  • Adjustable insurance plans
  • Up to 80% coverage of eligible vet bills
  • Benefit limit and excess options available
  • No upper age limit once insured


  • Flexibility to adjust insurance plans according to pet owners’ needs
  • Offers a 5% discount for AA Members on new policies
  • Covers up to 80% of eligible vet bills
  • Allows customization based on benefit limits and excess options
  • No upper age limit once insured


  • Does not cover all pre-existing conditions
  • Policies are managed and administered by PetSure (Australia) Pty Ltd

Tower Pet Insurance

Tower Pet Insurance offers a comprehensive range of coverage options and benefits for pet owners seeking financial assistance for their furry friends’ unexpected medical expenses. With plans covering accidental injury, illness, life-threatening conditions, specialist treatment, alternative therapy, and routine care (up to $100 with no co-payment), pet owners can choose from various maximum limits and coverage options that suit their needs. The plans also provide additional benefits such as lost pet coverage up to $600, emergency boarding fees coverage up to $700, and travel assistance in the event of a life-threatening condition.

One standout feature of Tower Pet Insurance is its flexible holiday cancellation options. If a pet suffers a life-threatening condition and the owner needs to cancel or reschedule their holiday to care for the pet, Tower Insurance NZ will pay up to the maximum limit for the chosen plan. There are multiple holiday cancellation options available, with maximum limits ranging from $500 to $1,500 depending on the plan selected. This provides peace of mind for pet owners who may need to prioritize their pets’ health over their vacation plans.

Product specs:

  • Plans covering accidental injury, illness, life-threatening conditions, specialist treatment, alternative therapy and routine care
  • 20% co-payment required for eligible vet expenses
  • Maximum coverage amounts vary depending on policy and claim type
  • Multiple claims allowed per period of cover


  • Flexible holiday cancellation options
  • Lost pet coverage up to $600
  • Emergency boarding fees coverage up to $700


  • Mandatory 20% co-payment required for eligible vet expenses
  • Maximum coverage amounts may not be sufficient for some high-cost treatments


Transition: Moving on from the previous subtopic, another reliable pet insurance provider in New Zealand is Pet-n-Sur. With their commitment to prompt and professional service and satisfactory claim settlements, they have gained a satisfied customer base, including Ashok Scout.

Pet-n-Sur offers pet insurance for dogs, cats, rabbits, and horses in New Zealand. Their policies help cover vet bills and provide peace of mind for pet owners. This insurance provider prides itself on its excellent customer service and quick claims processing time. Pet-n-Sur’s website also provides resources for customers to learn more about pet health and safety.

Product Specs:

  • Offers coverage for dogs, cats, rabbits, and horses
  • Provides various policy options with different levels of coverage
  • Allows customers to customize their policies based on their needs


  • Prompt and professional customer service
  • Quick claims processing time
  • Resources available on their website to educate customers about pet health


  • Limited coverage options compared to other providers
  • Premiums may be higher than competitors

PD Insurance

PD Insurance has gained recognition for their exceptional customer service and customizable insurance plans, making them a top choice for pet owners seeking reliable coverage. PD Insurance NZ offers insurance plans for dogs, cats, puppies, and kittens that can be tailored to match the budget of the pet owner. With the option to customize coverage, pet owners can choose from a range of policy limits and excesses to suit their needs. Additionally, PD Insurance NZ provides 3 months free insurance for puppies and kittens.

One of PD Insurance NZ’s standout features is their fast and easy online claims process. Customers can submit claims through an online platform that allows for quick processing times and efficient communication with the company’s team.

Moreover, PD Insurance NZ provides disclaimers such as terms and conditions and policy wording on their website to ensure transparency with customers. The company also offers additional policies such as Privacy Use Policy, Disclaimer, Compliments Complaints, Intellectual Property, Financial Strength Rating Solvency, and Direct Debit Authority.

Product Specs:

  • Customizable insurance plans for dogs, cats, puppies & kittens
  • Online claims process
  • Disclaimers ensuring transparency


  • Exceptional customer service
  • Customizable policies
  • Fast online claims processing


  • Limited information on pricing details without obtaining a quote

Cove Pet Insurance

Cove Pet Insurance offers a range of policies for cats and dogs that aim to provide peace of mind to pet owners in New Zealand. Their policies are designed by local experts and offer coverage for accidents, illnesses, and major procedures. Cove also provides discounts for puppies and kittens under 6 months old, multi-policy holders, and annual payments.

One unique feature of Cove’s policies is their Major Stuff policy which has a higher excess to make it more affordable. Additionally, once the first policy is purchased, a voucher for free months on additional policies will be delivered. However, like other pet insurance policies in NZ, Cove has waiting periods for illness conditions (21 days) and cruciate ligament conditions (6 months). It’s important for potential policyholders to review Cove’s exclusions, limits, and benefits before making a purchase.

Product Specs:

  • Offers Accident Only policy as well as Major and Major + Minor policies
  • Waiting period of 21 days for illness conditions
  • Pre-existing conditions are not covered


  • Discounts offered for puppies/kittens under 6 months old, multi-policy holders & annual payments
  • Co-payments are standard feature of pet insurance policies in NZ
  • Provides quick online quotes with fast & flexible management options


  • Waiting period of 6 months for cruciate ligament conditions
  • Exclusions, limits & benefits should be reviewed before purchasing
  • Higher excess on the Major Stuff policy

The Warehouse Pet Insurance

The Warehouse offers pet insurance policies for dogs, cats, and horses in New Zealand with two plan options designed to cover ongoing conditions. The Safety-net Economy plan provides affordable coverage while the Umbrella for Life plan offers more extensive coverage.

Both plans have short waiting periods for illnesses and no waiting periods for injuries. Eligible veterinary fees are covered up to $20,000 per policy year, with affordable excess options available to reduce out-of-pocket expenses.

One advantage of The Warehouse’s pet insurance is the 10% multi-pet discount offered for insuring three or more pets. Additionally, the superior plans have no sub-limits for broken legs or consultation fees.

Customers can receive a free quote by calling customer service or using the online quote tool. However, it should be noted that The Warehouse’s insurer is not currently licensed to carry on insurance business in New Zealand and therefore may not be regulated by New Zealand prudential supervision laws or the Reserve Bank of New Zealand.

Product Specs:

  • Pet insurance policies available for dogs, cats, and horses
  • Two plan options: Safety-net Economy and Umbrella for Life
  • Short waiting periods for illnesses and no waiting periods for injuries
  • Policies cover eligible veterinary fees up to $20,000 per policy year
  • Multi-pet discount of 10% offered
  • Insurer is Sovereign Insurance Australia Pty Ltd


  • Affordable excess options available
  • No sub-limits on broken legs or consultation fees in superior plans
  • Free quote available
  • Covers ongoing conditions


  • Insurer not currently licensed to carry on business in NZ
  • May not be regulated by NZ prudential supervision laws

SPCA Pet Insurance NZ

Many pet owners have heard of SPCA Pet Insurance NZ, but is it the right policy for their beloved companion? At, we strive to make sure Kiwis are informed and know all their options when choosing a plan that best suits them and their furry friend’s needs.

SPCA Pet Insurance NZ offers two different plans – one for cats and another for dogs – with basic coverage levels as well as optional add-ons such as dental care and alternative therapies like physiotherapy or acupuncture for animals up to 8 years old. Their policies also provide financial protection against unexpected vet bills if your pet falls ill or gets injured due to an accident. As with most insurers in New Zealand, there is an excess applicable on each claim you make; however, this can be reduced by paying higher premiums.

The main benefit that sets SPCA apart from other pet insurance providers is that they donate 10% of every premium paid directly to the SPCA animal welfare programme which helps vulnerable pets find homes, receive medical treatment or just generally improve their quality of life. This makes SPCA Pet Insurance ideal for those who wish to give back whilst protecting their four-legged friends at the same time.

AA Pet Insurance In NZ

AA Pet Insurance in NZ is an experienced provider that offers comprehensive pet insurance policies for Kiwis. Their team of experts are passionate about providing customers with the highest quality cover and support when taking out a policy. They understand the importance of protecting your beloved pet from unexpected costs, so they make sure to provide exceptional customer service and a wide range of coverage options.

The AA’s array of pet insurance plans include accident-only, illness and injury cover as well as third party liability protection. All their policies come with flexible payment terms and no excess required for vet bills. And if you have more than one pet insured on the same plan, you can get discounts too.

Whether you’re looking for basic or extensive cover, AA Pet Insurance has something to suit every budget and lifestyle. With years of experience behind them, they ensure all their customers receive complete peace of mind knowing their pets are fully protected. Get started now by learning more about their various pet insurance policies and coverage options today.

Pet Insurance Policies And Coverage Options

Have you ever considered getting pet insurance but weren’t sure where to start? With so many different policies available in NZ, it can be difficult to determine which one is right for your pet. has all the information you need to make an informed decision on whether or not a PD pet insurance policy is right for you and your furry friend.

Pet insurance plans are designed to help cover unexpected vet bills that may arise due to accidents, illnesses, and other health issues. There are various levels of coverage depending on what type of plan you choose. For example, some companies offer comprehensive coverage for major medical expenses like surgery and hospitalisation; while others just provide basic coverage such as vaccinations and check-ups. You can also find plans tailored specifically for cats or dogs, so it’s important to research each company before making a decision.

At we understand how special your pet is and want to ensure they get the best care possible – no matter the cost. That’s why we’re here to help Kiwis choose the perfect pet insurance policy that meets their needs and budget. So take advantage of our resources today and learn more about protecting your beloved companion with PD pet insurance NZ.

South Cross Pet Insurance

South Cross Pet Insurance offers comprehensive pet insurance for cats and dogs. Their plans are designed to provide Kiwi pet owners with peace of mind, knowing that their pets will be covered in the event of an accident or illness. With South Cross Pet Insurance, you can tailor your plan to your individual needs and budget – they offer a variety of policy options, including cover for ongoing medical conditions, vet visits, surgical treatment, alternative therapies and more. Get a free quote today to find out how much coverage is right for you and your pet.

Plus – if you have multiple pets covered on one policy, South Cross Pet Insurance provides a multi-pet discount. Sign up now and get the protection your beloved fur babies need without breaking the bank.

When it comes to finding the best pet insurance provider for your furry friends, there are many factors to consider. By understanding what’s available in NZ and researching which insurers may meet your family’s specific needs, you’ll be sure to make an informed decision about who will keep your pet safe when life takes unexpected turns.

Pet Insurers Available In NZ

It’s true that having pet insurance can make all the difference for your beloved furry friend – but with so many different insurers on offer in New Zealand, how do you choose?

Here at we’ve got everything you need to know about switching pet insurers and buying pet insurance. We’re here to help Kiwis find the best coverage for their four-legged family members:

  • Considerations when Switching Insurers
  • Claims history
    • Compare policies & premiums
    • Customer service ratings
  • What You Need to Know About Buying Pet Insurance
  • Breed of dog or cat
    • Age of pet
    • Pre-existing conditions

The key is to take your time researching each provider, read the terms and conditions carefully, and get quotes from multiple providers before making a decision. With the right policy in place, you’ll have peace of mind knowing that if anything happens to your canine companion, they will be taken care of. To dig deeper into which type of dog insurance NZ would suit your pup best head over to our next section – Dog Insurance NZ.

Dog Insurance NZ

Kiwis love their furry friends, and it’s important to protect them with the right insurance policy. Dog Insurance NZ is designed to provide your pup with comprehensive coverage in case of accidental injury or illness. This type of pet insurance will cover vet bills, emergency care costs, medication expenses, surgery fees and more. Plus, you can even add additional riders that may include boarding kennel fees, travel expenses and stolen dog reimbursements.

With Dog Insurance NZ policies from reputable insurers like PetFirstNZ, you’ll have peace of mind knowing that your doggy companion is covered no matter what life throws at them. Whether an unexpected medical issue arises or something happens while out on a walk, you won’t be left footing the bill. So why not look into insuring your pup today? It might just save you thousands down the line – plus give you extra security for those whooping-cough vaccinations. With Cat Insurance NZ up next we’ll explore how feline lovers can keep their cats safe too.

Cat Insurance NZ

Finding the right pet insurance for your furry friend can be like finding a needle in a haystack. When it comes to cat insurance NZ, you want to make sure that all your feline’s needs are covered. In particular, its important to pay attention to any pre-existing conditions so that they don’t prevent your kitty from being able to get the coverage they need.

At we understand how things can change quickly and unexpectedly when cats become ill or injured. That’s why our goal is to help Kiwis find a plan that works best for their cat — no matter what medical issues arise down the line. We believe in providing comprehensive protection while still keeping premiums affordable – so everyone has access to quality care.

When considering pet insurance options, remember there may be limitations in coverage based on age or pre-existing conditions of the animal, but with the right provider these obstacles can often be overcome by customising benefits and tailoring a plan specifically for your pet’s needs. With this information at hand, unexpected veterinary bills won’t come as such an unpleasant surprise anymore.

Unexpected Veterinary Bills

Unexpected veterinary bills can be a scary prospect for any pet owner. Nobody wants to think about their furry family member becoming ill or injured, but it’s important to prepare for the worst. Pet insurance in NZ is designed to provide coverage should your beloved pet need medical attention that isn’t covered by routine check-ups and vaccinations. With care from qualified vets in New Zealand, you can help give your pet the best chance of recovery if an unforeseen illness does arise. By taking out pet insurance, you have peace of mind knowing that you will be able to cover unexpected vet costs without having to worry about your budget being stretched too far.

Switching insurers shouldn’t mean sacrificing quality coverage – with so many options available, Kiwis are sure to find the right policy at the right price.

Switching Insurers

Switching pet insurance providers can be a difficult task, but it’s important to make sure you get the coverage that best suits your needs. It’s often easier than you think – and can help walk you through the process.

When evaluating new policies, consider both the cost of premiums and deductibles as well as the scope of coverage: what illnesses or accidents are covered? What is excluded? Do they offer any special benefits such as discounts for multi-pet households? Once armed with this information, compare quotes from multiple insurers before making a decision.

At we believe in transparency when it comes to switching pet insurance providers; our staff will provide all the guidance and support you need to make an informed choice. As always, feel free to reach out if there’s anything more we can do. Now let’s move on to where Kiwis should look when buying pet insurance online in NZ…

Buy Pet Insurance Online In NZ

For the pet owner who values convenience, buying pet insurance online is a great option. Picture this: you’re curled up on your couch with your beloved cat or dog by your side. You browse through various websites to compare policies and premiums for pet insurance in New Zealand – all from the comfort of your own home.

Online shopping has made life easier than ever before, allowing us to purchase items from around the world without leaving our living rooms. Shopping for pet insurance isn’t any different; it’s just as easy and convenient when done online. Plus, there are plenty of helpful tools available that allow people to compare policies quickly and easily. So if you’re looking for an efficient way to buy quality pet insurance at an affordable price, then browsing the internet may be right up your alley.

Comparing Pet Insurance Quotes

Comparing pet insurance quotes is essential when looking for the best policy. It can be tricky to know if you’re getting a good deal, but with we make it easy. With our comparison tool, you can quickly compare multiple policies side by side and determine which one meets your needs. Plus, all of our providers are reputable companies that offer excellent customer service and affordable coverage options.

When comparing quotes, look at the cost of premiums along with the coverage benefits. Make sure to check out things like deductibles, copayments, coinsurances and limits on treatments or services. These factors will help you decide what plan works best for you and your furry family member(s). Remember: every pet’s needs are different so take some time to research each provider before making a decision. That way you can be confident that you’re choosing the right policy for your companion animal.

Purchasing Pet Insurance

Did you know that nearly one million New Zealanders own a pet? With so many furry friends in the country, it’s important to make sure they’re protected with pet insurance. Purchasing pet insurance is an easy and affordable way to give your pet peace of mind and ensure they receive top-notch medical care when needed.

At, we understand how overwhelming the process can seem – there are lots of factors to consider before committing to a policy. We’ve compiled all the information you need for selecting the best coverage plan for your beloved companion animal; from budgeting tips to learning about common exclusions.

We believe pets are family too and should be treated as such. That’s why we aim to provide Kiwis with comprehensive advice on which coverages will work best for their needs and lifestyle, while ensuring they don’t sacrifice quality or affordability. As any responsible owner knows, taking out pet insurance means protecting both your pocketbook and your four-legged friend. Let us help you explore pre-existing conditions and what these mean for purchasing pet insurance.

Pre-Existing Conditions

At, we understand the importance of pre-existing conditions for your pet and their coverage. When you’re looking for a policy that covers your furry friend, here are few things to keep in mind:

  1. Coverage may be limited or excluded from some insurers if there is an existing health condition prior to purchase.
  2. Ensure you know what type of cover will apply for any ongoing treatment or medication needed related to the pre-existing condition.
  3. Some insurers allow certain illnesses or injuries to be covered under specific terms – it’s important to read all product disclosure statements carefully before signing up with a provider.

We want Kiwis to make informed decisions when selecting pet insurance; so it’s imperative to read through each insurer’s policy information thoroughly before committing to one provider over another. With this knowledge in hand, New Zealanders can make sure they have chosen the right plan tailored specifically for their beloved pets and their needs – now let’s look into dog and cat insurance options available on the market today.

Eligible Veterinary Bills

Choosing the right pet insurance for your furry family member is essential. At PetInsuranceNZ, our mission is to help Kiwis find cover that meets their needs and provides peace of mind. When it comes to eligible vet bills, there are a few factors that should be taken into consideration; this includes the type of policy you choose, as well as your pet’s breed.

The right pet insurance plan should provide coverage for unexpected veterinary expenses such as treatments or vaccinations. It may also include the costs associated with diagnostics tests, surgery, medication and hospitalisation. Depending on the provider you choose, some policies may also offer additional benefits such as dental care or alternative therapy options like hydrotherapy or physiotherapy.

With these points in mind, we can now take a closer look at how to navigate through the claims process when looking for adequate insurance cover for your four-legged companion…

Insurance Cover Claiming Process

Once you’ve chosen the right pet insurance for your furry family member, it’s time to look at how to make a claim. If you ever need to use your policy, claiming is easy and straightforward. Most policies let you submit claims online, so there’s no hassle with paperwork or waiting in line.

When submitting a claim on, keep in mind that choosing the wrong cover could result in large vet bills. So if you’re unsure what type of coverage suits your needs don’t hesitate to seek professional advice from qualified experts who can guide you through the process. Our team is always available to answer any queries related to insurance cover claiming – just get in touch.

Claiming pet insurance doesn’t have to be difficult when you choose an insurer that fits both your budget and lifestyle. Taking the time to understand the details and benefits of different plans ensures peace of mind should anything happen down the road. With this knowledge, you’ll be better prepared for whatever life throws at you and Fido.

Insurance For Lost Pets

Kiwis, you don’t have to worry about losing your pet with’s expert advice on the best insurance for lost pets. Whether it’s PD (pet disease) Insurance or a more comprehensive policy, we’ll take the time to help you understand all of the fine print and make sure that you get the coverage you need.

We know how much your furry friends mean to you, which is why we are dedicated to ensuring that they can be returned safely if ever lost. From microchipping services to GPS tracking collars, there are lots of options available when it comes to insuring against the loss of your beloved pet. With our team at by your side, you can rest assured knowing that we will provide knowledgeable guidance on what kind of protection plan fits your needs and budget – so no matter what happens, your treasured companion will be back in your arms soon enough.

With this knowledge in tow, Kiwis are now equipped with everything they need to confidently navigate their way through choosing coverage should their pet go missing. Onward then, as we consider plans for more than one pet.

Plans For More Than One Pet

If you have more than one pet, you may be eligible for a multi-pet discount – great news! It’s important to remember that the level of coverage and benefits will vary between different insurance brands. So it pays to explore all your options before making any decisions. Talk to your vet or receive financial advice if needed so you can compare policies easily and ensure you’re getting the best deal for both your pets and yourself.

When looking at pet insurance plans from multiple providers, keep in mind that some companies offer discounts when insuring two or more pets with them. This could save you money on premiums as well as provide extra peace of mind knowing that all your furry friends are covered by the same plan. Whether deciding on separate coverages for each pet or combining them into one package, make sure to ask about any available discounts that may apply when considering more than one pet’s needs.

PD Insurance In NZ

When considering pet insurance, you’ll want to make sure that your cat or dog is covered for more than just major accidents. PD (Public Liability and Damage) insurance in NZ helps protect pets from any unexpected costs if they cause property damage or injury to others.

PD Insurance covers both the legal costs of defending a claim against your pet, as well as medical expenses should someone be injured by them. This type of coverage also offers financial protection if your pet causes damage while being transported on public transport or taxis. Additionally, it will cover the cost of replacement items damaged by your pet – such as furniture, carpets or clothing.

It’s wise to know exactly what is covered with this kind of policy before signing up, so you can rest assured that any potential liabilities are taken care of when caring for your furry friend. Knowing the fine print will ensure that no matter how much mischief your pup gets into, you won’t have to worry about footing the bill.

Knowing The Fine Print

With pet insurance, the devil is in the details. Here at, we understand how important it is to find a policy that meets your needs and budget. That’s why we recommend reading through the fine print of any policy you’re considering so that you can make an informed decision about which one fits best for you and your furry friend.

Here are a few important topics to consider when reviewing policies:

  • Waiting Periods: Make sure your coverage doesn’t have too long of a waiting period before claims will be approved.
  • Get to know our Pet-Loving Team: We’ve built a customer service team here who truly cares about pets. They’ll help guide you through the process with compassion and expertise.
  • Money Matters: Be aware of any potential costs associated with signing up for pet insurance and what they mean for your bank account.

By taking some time to review all the information available on various policies, you can ensure that if something were to happen to your beloved pet, you would be covered financially without feeling overwhelmed by paperwork or complicated terms. So let’s get started identifying reputable insurance brands that Kiwis trust.

Identifying Reputable Insurance Brands

When it comes to pet insurance, you want to make sure that the company you choose is reliable and trustworthy. It’s easy to get lost in all of the fine print, so let us help you identify reputable brands.

The first step for Kiwis looking for a quality pet insurance policy should be researching policies from well-known companies with reviews from satisfied customers. Doing your homework on the types of coverage included and any exclusions or restrictions can go a long way towards making sure you are getting what you pay for. Checking out customer forums, websites and social media pages can also provide valuable insights into how different insurers handle claims and other issues related to their policies.

To ensure you have complete peace of mind when choosing a provider, always read through their terms and conditions carefully before signing up for a policy. Additionally, it’s important to note that while doing research online will give you an idea of which providers offer good value, speaking with an experienced industry professional can ultimately save you more money by helping avoid potential financial pitfalls down the road. With this in mind, it pays to seek expert advice before committing to any particular brand of pet insurance.

Seeking Professional Advice On Insurance

It’s always a good idea to talk to an expert when making big decisions. Pet insurance is no different. While you can do research online, speaking with someone who understands the ins and outs of pet insurance can provide clarity that your own research may not. Here are some tips on how to get professional advice:

  1. Talk to Your Vet – Your vet will be able to give you more information on what type of coverage your pet needs based on their lifestyle and health history.
  2. Consult an Insurance Broker – A broker specialises in many types of policies so they can help you compare plans from multiple insurers and find one tailored for your pet’s unique situation.
  3. Check Online Reviews – Doing your due diligence and reading reviews from other customers who have used particular providers or brokers is also beneficial as it gives you a real-world perspective about customer service, size of claim payouts, etc.
    At, we understand that seeking professional advice takes time, but it could save you money in the long run if something unexpected happens like an injury or illness requiring expensive treatment for your furry friend. When managing large vet bills, having the right policy can make all the difference—so don’t delay in researching options available for you and your pet today!

Managing Large Vet Bills

If you’re a pet parent, finding yourself in the position of needing to manage large vet bills can be overwhelmingly daunting. Fortunately, there are steps that Kiwis can take to ensure their pets receive the necessary care and attention without breaking the bank. With thoughtful planning and careful consideration when selecting a pet insurance policy, it’s possible to protect both your wallet and your furry friend from unforeseen costs associated with veterinary expenses.

Pet insurance is an invaluable tool for mitigating unexpected medical costs related to major accidents or illnesses. It’s as easy as searching through different policies on, assessing which coverage best suits your needs according to your budget and lifestyle, then applying online. From here prospective customers will find themselves equipped with a variety of helpful information regarding monthly premiums and deductibles – allowing them to make informed decisions about protecting their beloved family member(s).

The peace-of-mind provided by adequate pet insurance cover is incomparable; no longer do pet owners have to worry about affording vital treatments if their animal falls ill or is injured in an accident – they’ll know that some financial assistance is available. So don’t wait until it’s too late, start looking into pet insurance now – before disaster strikes. Let us help guide you towards making the most appropriate decision for ensuring the health and wellbeing of your four-legged companion. The next step? Learn more about what type of coverage you can get for major accidents…

Insurance Cover For Major Accidents

Finding the best pet insurance for your furry friend doesn’t have to be difficult. Here at, we are committed to providing Kiwis with reliable information about available policies and coverage options so you can make an informed decision.

When it comes to major accidents, there are a few key points you should consider when looking for the right policy:

  • Does the policy cover serious conditions such as fractures or ligament damage?
  • What is the maximum benefit amount per condition?
  • Are there any restrictions on how many claims you can make in a year?

At, our mission is to help Kiwis find quality pet insurance that meets their needs. With various levels of coverage, from basic accident only plans to comprehensive policies covering medical expenses, pre-existing conditions and more, there’s something out there for every budget and every pet need.
So take some time to research different providers and read through their policy documents before making a commitment – after all, your beloved cat or dog deserves nothing less than top notch care.


Choosing pet insurance in New Zealand can be a daunting task. With so many providers, policies and coverage options to consider, it’s easy to feel overwhelmed by the process. That’s why exists – to provide Kiwis with all the information they need to make an informed decision when choosing pet insurance for their furry friends.

With our comprehensive guide, you will learn about SPCA Pet Insurance NZ, AA Pet Insurance in NZ, South Cross Pet Insurance and more! We will review pre-existing conditions as well as dog and cat insurance options available in New Zealand. Plus, we’ll help you compare pet insurance quotes to find the best fit for your budget and lifestyle.

At, we understand that finding the right policy is like searching for a needle in a haystack – but don’t worry – no matter what type of fur-ever friend you have at home, we’re here to lighten your load and point you in the right direction. So take a deep breath and let us hold your paw while navigating through this essential life step together.